The Surplus Lines Broker will liaison between the Retail Agent and the MGA/MGU/PA, or they will connect the Retail Agent directly to the Insurer that handles their own underwriting for that particular risk. In the case that the Insurer does not use an MGA/MGU/PA for a particular risk, they would perform all of the functions represented by the MGA/MGU/PA row in the model above.


This website is meant to provide an overview of the surplus lines market - think 101 course content. The target audience is students and people that are new to the industry. All facts and resources should be independently confirmed.

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Created by Infinity subject matter experts.

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